To promote development through self-help initiatives, KIDA founded a Savings and Credit Cooperative Organization (SACCO) in 2007 which is now known as Kitojo Care SACCO. The organization provides for saving and loan acquisition among the members. As of October 2021 there are 2918 members. At the moment there are a number of loan products such as School fees loans, Asset loans, agriculture loans, business loans, Solar loans, motorcycle (Boda boda) loans, Water and Sanitation loans and land title (KYAPA) loans.

The SACCO is working on finalising its offices at KIDA and has a field office (branch) at Rwankezi in Kasenda Town Council.