COMMUNITY BASED HEALTH INSURANCE

In an effort to increase access to and affordability of quality healthcare at the hospital, KIDA Community based Health Insurance Plan (KICHIP) was initiated. Like all CBHI programs elsewhere, the Plan reduces out of pocket spending for health care among the poor population and increases opportunities to access the services as and when needed without fear of the medical bills. The Plan is structured on group model such that people who would like to be members must be registered with an existing group in the community through which premiums and any other fees are paid. KICHIP management does community awareness, groups capacity building training, shares performance reports to group leaders and Community Leaders Committee (CLC) once every quarter

The current premiums and fees are as follows:

  1. Premium – Shs 22000 for a family of 4 members every quarter
  2. Membership Card – Shs 3000 for each family
  3. Annual membership for each head in the family – Shs 1000

To guard against abuse in the utilization of the services, each member gives a Co-payment of shs 5000 and 10000 for OPD and In-Patient services respectively.

  1. The Plan does not provide for chronic illnesses such as Cancer or diabetes and self-inflicted injury.

There are 19 registered groups with 1892 members as of October 2021.